Cardiology Billing Cash Flow
Prior authorization on advanced imaging and bundling rules tie up high-cost catheterization and device claims for 30 to 90 days.
The cardiology billing problem, solved.
Cardiology payers, days to pay
The squeeze
30 to 90
days tied up
High-cost catheterization and device claims tie up large balances while prior auth and bundling rules slow adjudication.
The codes Copay purchases.
Each cardiology code, from ECG to vascular duplex like 93880, is priced individually at the service line and funded the next business day.
Electrocardiogram, routine ECG with at least 12 leads; with interpretation and report
Copay purchases thisEchocardiography, transthoracic, real-time with image documentation (2D), includes M-mode recording when performed, complete, with spectral and color flow Doppler echocardiography
Copay purchases thisCardiovascular stress test using maximal or submaximal treadmill or bicycle exercise, continuous electrocardiographic monitoring, with supervision, interpretation and report
Copay purchases thisCatheter placement in coronary artery(s) for coronary angiography, including imaging supervision and interpretation; with left heart catheterization
Copay purchases thisHow Copay works for cardiology.
Your existing EHR
No changeClaim 93306
Aetna · $412.50
Submit claims as you always have
Your billing team submits claims exactly as they do today. Nothing changes except when you get paid.
Aetna
Eligibility and prior auth check
We verify in the background
Copay confirms payer and claim data automatically, with no calls from your team.
See the full processBuilt for procedure-intensive cardiology.
Cover overhead while large procedures adjudicate.
Copay funds your eligible claims the next business day, so the cash for overhead is there while catheterization and device balances clear.
Funded by Copay
Overhead covered the next business day, even while the high-cost procedure claims behind it are still adjudicating.
Non-recourse
Non-recourse means a denied eligible claim is Copay's loss, not yours.
No personal guarantee
Your home and personal credit are never on the line.
Cardiology billing, answered.
No. Copay is not a loan, not factoring, and not a merchant cash advance. Copay purchases your eligible cardiology claims outright and deposits funds the next business day, with no debt and no repayment schedule.
Copay purchases eligible cardiology claims billed to the major commercial payers, including UnitedHealthcare, Anthem, Aetna, Cigna, Humana, and BlueCross. Procedure-heavy claims from echocardiography, stress testing, and catheterization are all priced individually at the service line.
Advanced imaging and procedures often sit through prior authorization, bundling review, and complex documentation before a payer adjudicates. Copay purchases those eligible claims and funds them the next business day, so the cash arrives even while adjudication is still in progress.
Yes. Catheterization, device implants, and other high-cost procedures can tie up large claim balances for 30 to 90 days. Copay purchases the eligible 93458 and 93306 claims behind them and advances capital the next business day, so your overhead is covered while those balances adjudicate.
Non-recourse means a denied eligible claim is Copay's loss, not yours. If an eligible purchased cardiology claim is denied or underpaid, Copay absorbs the loss with no clawbacks against your practice.
From submitted claim to funded account.
While insurance takes 30 to 90 days, Copay moves in one.
Step 01 · Submit
You submit your claims as normal
Nothing changes about how your billing team works.
Claim #18473
DOS 02/04/24
Echocardiography, transthoracic, real-time with image documentation (2D), with spectral and color flow Doppler echocardiography
Step 02 · Verify & Price
We verify and price in real time
Copay checks payor history and prices the claim at the CPT level.
Underwriting in progress
Step 03 · Approved
Advance approved
Capital is approved and scheduled for next business day deposit.
Advance Approved
$6,800
Net advance
Step 04 · Funded
Capital in your account
While the payor takes 30 to 90 days, you already have your capital.
Your account
$0
Available balance
Copay reconciles automatically when the payor pays. You do nothing.
Get paid on your cardiology claims the next business day.
Copay purchases your eligible cardiology claims. No loans, no personal guarantee, no workflow change.