Dermatology Billing Cash Flow
A high volume of mixed medical and surgical claims sits in medical-necessity review for 30 to 90 days while UnitedHealthcare and Anthem take weeks to pay.
A high volume of mixed claims, funded as one batch.
Dermatology runs on a high volume of mixed medical and surgical claims, and biopsy and pathology lines face medical-necessity review that pushes payment past 30 days, up to 90. A lot of lower-and-mid-dollar cash sits in adjudication at once. Copay purchases the whole eligible batch and pays the next business day.
Today's eligible claims
$0
Turnaround
Next business day
From submitted batch to deposited capital.
Non-recourse
A denied eligible claim is Copay's loss, not yours.
How Copay works for dermatology.
Connect once
Connect your billing software in minutes. No IT ticket, no new system for your front desk.
Submit your batch
Submit the day's claims through your existing software, exactly as you do today.
Get paid
Copay purchases the eligible claims and deposits the capital the next business day, by ACH.
The dermatology codes Copay purchases.
Copay prices each claim individually at the service line, from established-patient visits and biopsies to excisions and Mohs micrographic surgery.
Every eligible code is funded the next business day, including the biopsy and pathology lines that usually wait out medical-necessity review.
Evaluation, biopsy, and destruction
Excision and Mohs surgery
Your capital scales with claim volume.
Dermatology runs at steady high volume month after month, mixing medical visits with surgical and Mohs work. Copay purchases every additional eligible claim at the same next-business-day terms, with no fixed cap, so cash keeps pace with your throughput instead of lagging weeks behind it.
How claims purchasing worksClaim volume by month
FundedDermatology billing, answered.
No. Copay is not a loan, not factoring, and not a merchant cash advance. Copay purchases your eligible dermatology claims outright and deposits funds the next business day, with no debt and no repayment schedule.
Dermatology bills a high volume of mixed medical and surgical claims at once, so a lot of lower-and-mid-dollar cash sits tied up across many encounters. Copay purchases your eligible claims as one batch and funds them the next business day, so the whole batch turns into capital instead of waiting weeks to adjudicate one by one.
Yes. Biopsy and pathology claims often face medical-necessity review that pushes payment past 30 days, up to 90. Copay prices and purchases each eligible claim at the service line and pays the next business day, so you do not wait out the review period to access the cash.
Copay purchases eligible claims billed to the commercial plans dermatology practices see most, including UnitedHealthcare, Anthem, Aetna, Cigna, Humana, and BlueCross, as well as Medicare and Medicaid managed care plans.
Non-recourse means a denied eligible claim is Copay's loss, not yours. If an eligible purchased dermatology claim is denied or downcoded after the fact, Copay absorbs the loss with no clawbacks against your practice.
From submitted claim to funded account.
While insurance takes 30 to 90 days, Copay moves in one.
Step 01 · Submit
You submit your claims as normal
Nothing changes about how your billing team works.
Claim #18473
DOS 02/04/24
Mohs micrographic technique, first stage, up to 5 tissue blocks, of the head, neck, hands, feet, genitalia, or any location with surgery directly involving muscle, cartilage, bone, tendon, major nerves, or vessels
Step 02 · Verify & Price
We verify and price in real time
Copay checks payor history and prices the claim at the CPT level.
Underwriting in progress
Step 03 · Approved
Advance approved
Capital is approved and scheduled for next business day deposit.
Advance Approved
$5,600
Net advance
Step 04 · Funded
Capital in your account
While the payor takes 30 to 90 days, you already have your capital.
Your account
$0
Available balance
Copay reconciles automatically when the payor pays. You do nothing.
Get paid on your dermatology claims the next business day.
Copay purchases your eligible dermatology claims. No loans, no personal guarantee, no workflow change.